Card catalog
Axis Bank
MY Zone
•••• 4421
Axis Bank

MY Zone

Verified against MITCMastercard
₹500
annual fee
2%
base reward rate
700+
min. credit score

Rewards

7 rules
cashback · not on UPI
10%
cap: ₹200/mo
~95%
cashback · not on UPI
5%
cap: none
~95%
cashback · not on UPI
24%
cap: ₹240/mo
~95%
cashback · not on UPI
7%
cap: ₹2,000/mo
~95%
reward points · not on UPI
2%
cap: none
~95%
Everything else
reward points · base rate · not on UPI · excl. movie, fuel, insurance, wallet load, rent, utility, jewelry, education, govt payments, emi
2%
cap: none
~95%
Everything else
cashback · base rate · not on UPI · excl. education, emi, fuel, govt payments, insurance, jewelry, movie, rent, utility, wallet load
1%
cap: none
~95%

Best uses

3 merchants, 4 categories

Where this card has a reward rule beyond the base rate. Tap a pill to see how it ranks against every other card we track at that merchant or category.

Who it's for

Minimum income
₹25,000/month
Minimum credit score
700+
Best for
Entertainment

Reward rules are curated from issuer MITC documents and cross-checked by our team. Always confirm the latest rules in your bank app before relying on a recommendation.

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