FuelPetrol and diesel purchases at fuel stations.UPIPayments made via UPI apps (PhonePe, Google Pay, Paytm).Food deliveryOrders on Swiggy, Zomato, and other food delivery platforms.Online shoppingAmazon, Flipkart, and other e-commerce purchases.TravelFlights, hotels, and travel bookings.CashbackCards that return value as direct cashback rather than reward points.DiningRestaurants, cafes, and in-person dining.GrocerySupermarkets and quick-commerce grocery deliveries.CabsUber, Ola, and other ride-hailing services.EntertainmentMovies, OTT subscriptions, and live events.UtilitiesElectricity, water, gas, and broadband bills.RentHouse rent payments via Cred, NoBroker, and similar platforms.InsuranceHealth, life, and motor insurance premiums.