Card catalog
Bank of Baroda
Eterna
•••• 4421
Bank of Baroda

Eterna

Approximate, being verifiedMastercard
₹2,499
annual fee
3.75%
base reward rate
720+
min. credit score

Rewards

8 rules
amazon, flipkart, swiggy, zomato, makemytrip, goibibo
cashback · base rate
3.75%
cap: ₹5,000/mo
~82%
milestone
reward points
4%
cap: none
~82%
Travel
reward points
10%
cap: none
~82%
Dining
reward points
10%
cap: none
~82%
Online shopping
reward points
3%
cap: none
~82%
accelerated
reward points
3.75%
cap: ₹5,000/mo
~82%
accelerated
reward points
0.375%
cap: none
~82%
Everything else
reward points · base rate · excl. fuel, rent
0.75%
cap: none
~82%

Who it's for

Minimum income
₹75,000/month
Minimum credit score
720+
Best for
Travel

Reward rules shown are approximate while our team finishes verifying them against issuer MITC documents. We use conservative values, you should still see more rewards than we promise. Always confirm the latest rules in your bank app before relying on a recommendation.

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