Card catalog
HDFC Bank
VISA
Regalia
•••• 4421
HDFC Bank

Regalia

Verified against MITCVisa
₹2,500
annual fee
1.3%
base reward rate
720+
min. credit score

Rewards

2 rules
reward points · not on UPI
2.67%
cap: none
~95%
Everything else
reward points · base rate · not on UPI · excl. fuel, rent, utility, insurance
1.3%
cap: none
~95%

Best uses

0 merchants, 1 category

Where this card has a reward rule beyond the base rate. Tap a pill to see how it ranks against every other card we track at that merchant or category.

Who it's for

Minimum income
₹1,00,000/month
Minimum credit score
720+
Best for
Travel

Reward rules are curated from issuer MITC documents and cross-checked by our team. Always confirm the latest rules in your bank app before relying on a recommendation.

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