Card catalog
IDFC First Bank
VISA
First Select
•••• 4421LIFETIME FREE
IDFC First Bank

First Select

Verified against MITCVisaLifetime free
Free
no annual fee, ever
1%
base reward rate
700+
min. credit score

Rewards

13 rules
Online shopping
reward points · excl. fuel, insurance, emi
4.8%
cap: none
~95%
offline shopping
reward points · excl. fuel, insurance, emi
2.4%
cap: none
~95%
accelerated
reward points · excl. fuel, emi, cash advance, rent, govt payments, education, wallet load, utility, insurance, fastag, railway
5%
cap: none
~95%
Everything else
cashback · excl. jewelry
5%
cap: ₹1,000/mo
~95%
Fuel
cashback
1%
cap: ₹300/mo
~95%
Online shopping
reward points
10%
cap: ₹1,500/mo
~95%
Everything else
reward points
1.5%
cap: none
~95%
Rent
reward points
2.4%
cap: none
~95%
Travel
reward points
20%
cap: none
~95%
milestone
reward points · excl. fuel, insurance, emi
8%
cap: none
~95%
milestone
reward points · excl. fuel, insurance, emi
8%
cap: none
~95%
Everything else
reward points · base rate · excl. cash advance, education, emi, fastag, fuel, govt payments, insurance, rent, utility, wallet load
1%
cap: none
~95%
Everything else
reward points · base rate · excl. fuel, emi, cash advance, rent, govt payments, education, wallet load, utility, insurance, fastag, railway
0.5%
cap: none
~95%

Who it's for

Minimum income
₹25,000/month
Minimum credit score
700+
Best for
Online shopping

Reward rules are curated from issuer MITC documents and cross-checked by our team. Always confirm the latest rules in your bank app before relying on a recommendation.

Similar cards

See all