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SBI Card
VISA
Cashback
•••• 4421
SBI Card

Cashback

Verified against MITCVisa
₹999
annual fee
5%
base reward rate
700+
min. credit score

Rewards

5 rules
cashback · not on UPI
1%
cap: none
~95%
cashback · not on UPI · excl. rent, fuel, utilities, wallet load, education, insurance
5%
cap: ₹2,000/mo
~95%
offline shopping
cashback · not on UPI
1%
cap: ₹2,000/mo
~95%
cashback · base rate · not on UPI
5%
cap: ₹2,000/mo
~95%
Everything else
cashback · base rate · not on UPI · excl. rent, fuel, utilities, wallet load, education, insurance
1%
cap: ₹2,000/mo
~95%

Best uses

0 merchants, 2 categories

Where this card has a reward rule beyond the base rate. Tap a pill to see how it ranks against every other card we track at that merchant or category.

Who it's for

Minimum income
₹30,000/month
Minimum credit score
700+
Best for
Online shopping

Reward rules are curated from issuer MITC documents and cross-checked by our team. Always confirm the latest rules in your bank app before relying on a recommendation.

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