Card catalog
Federal Bank
VISA
Scapia
•••• 4421LIFETIME FREE
Federal Bank

Scapia

Approximate, being verifiedVisaLifetime free
Free
no annual fee, ever
2%
base reward rate

Rewards

7 rules
Everything else
reward points
5%
cap: none
~82%
Travel
reward points · excl. education, fuel, gift cards, govt payments, rent, wallet load
4%
cap: none
~82%
Utilities
reward points
2%
cap: ₹4,000/mo
~82%
Online shopping
reward points
10%
cap: none
~82%
Fuel
cashback
1%
cap: none
~82%
Everything else
reward points · base rate · excl. rent, education, gift cards, fuel, govt payments, wallet load
2%
cap: none
~82%
Everything else
reward points · base rate · excl. rent, education, gift cards, fuel, govt payments, wallet load
2%
cap: none
~82%

Who it's for

Minimum income
Not specified
Minimum credit score
Not specified
Best for
Everyday spends

Reward rules shown are approximate while our team finishes verifying them against issuer MITC documents. We use conservative values, you should still see more rewards than we promise. Always confirm the latest rules in your bank app before relying on a recommendation.

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