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Airtel · YES Bank
Axis Bank Credit Card vs First Preferred
Side-by-side. The card that earns more depends on where you spend, Tapwise crunches the actual numbers for your wallet.
Winner
47composite score
95% rule confidence
95% rule confidence
Winner
64composite score
95% rule confidence
95% rule confidence
Annual fee
Lifetime free
₹999
Network
Visa
Mastercard
Base reward rate
1%
4%
Min. income (monthly)
₹15,000
₹50,000
Min. credit score
680+
720+
Best for
utility
Travel
Bonus reward categories differ, see the rule tables on each card's detail page for the fine print.
Tapwise verdict
First Preferred edges out for most wallets.
- Better base rate, 4% vs 1% on everything outside a bonus bucket.
Composite score
Axis Bank Credit Card47
First Preferred64
Scored on fee, base rate, qualification, and rule confidence. Tapwise's personal recommendation also weighs your actual spending.
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