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AU Small Finance Bank · AU Small Finance Bank
Altura Plus vs LIT
Side-by-side. The card that earns more depends on where you spend, Tapwise crunches the actual numbers for your wallet.
Winner
49composite score
95% rule confidence
95% rule confidence
Winner
47composite score
95% rule confidence
95% rule confidence
Annual fee
₹499
Lifetime free
Network
Visa
Visa
Base reward rate
1.5%
1%
Min. income (monthly)
₹25,000
₹25,000
Min. credit score
700+
700+
Best for
Grocery
Online shopping
Bonus reward categories differ, see the rule tables on each card's detail page for the fine print.
Tapwise verdict
Altura Plus edges out for most wallets.
- Better base rate, 1.5% vs 1% on everything outside a bonus bucket.
Composite score
Altura Plus49
LIT47
Scored on fee, base rate, qualification, and rule confidence. Tapwise's personal recommendation also weighs your actual spending.
Pick the right one for every purchase, automatically.
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