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Axis Bank · Axis Bank
Air India Signature vs Ace
Side-by-side. The card that earns more depends on where you spend, Tapwise crunches the actual numbers for your wallet.
Winner
42composite score
95% rule confidence
95% rule confidence
Winner
49composite score
95% rule confidence
95% rule confidence
Annual fee
₹3,000
₹499
Network
Visa
Visa
Base reward rate
1%
1.5%
Min. income (monthly)
₹1,00,000
₹25,000
Min. credit score
720+
700+
Best for
Travel
Food delivery
Bonus reward categories differ, see the rule tables on each card's detail page for the fine print.
Tapwise verdict
Ace edges out for most wallets.
- Better base rate, 1.5% vs 1% on everything outside a bonus bucket.
- Lighter annual fee, ₹499 vs ₹3,000.
- Easier to qualify, ₹25,000/mo income gets you in versus ₹1,00,000/mo.
Composite score
Air India Signature42
Ace49
Scored on fee, base rate, qualification, and rule confidence. Tapwise's personal recommendation also weighs your actual spending.
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