Compare cardsTry Tapwise free
Axis Bank · Axis Bank
Atlas vs Air India Signature
Side-by-side. The card that earns more depends on where you spend, Tapwise crunches the actual numbers for your wallet.
Winner
45composite score
95% rule confidence
95% rule confidence
Winner
42composite score
95% rule confidence
95% rule confidence
Annual fee
₹5,000
₹3,000
Network
Visa
Visa
Base reward rate
2%
1%
Min. income (monthly)
₹1,00,000
₹1,00,000
Min. credit score
720+
720+
Best for
Travel
Travel
Bonus reward categories differ, see the rule tables on each card's detail page for the fine print.
Tapwise verdict
Atlas edges out for most wallets.
- Better base rate, 2% vs 1% on everything outside a bonus bucket.
Composite score
Atlas45
Air India Signature42
Scored on fee, base rate, qualification, and rule confidence. Tapwise's personal recommendation also weighs your actual spending.
Pick the right one for every purchase, automatically.
Tapwise watches caps, exclusions, and stacked offers in real time, and tells you which card to swipe before you tap.