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Axis Bank · Axis Bank
Reserve vs Atlas
Side-by-side. The card that earns more depends on where you spend, Tapwise crunches the actual numbers for your wallet.
Winner
50composite score
95% rule confidence
95% rule confidence
Winner
45composite score
95% rule confidence
95% rule confidence
Annual fee
₹50,000
₹5,000
Network
Visa
Visa
Base reward rate
7%
2%
Min. income (monthly)
₹5,00,000
₹1,00,000
Min. credit score
750+
720+
Best for
Travel
Travel
Bonus reward categories differ, see the rule tables on each card's detail page for the fine print.
Tapwise verdict
Reserve edges out for most wallets.
- Better base rate, 7% vs 2% on everything outside a bonus bucket.
Composite score
Reserve50
Atlas45
Scored on fee, base rate, qualification, and rule confidence. Tapwise's personal recommendation also weighs your actual spending.
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