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Bank of Baroda · Bank of Baroda
Premier vs Easy
Side-by-side. The card that earns more depends on where you spend, Tapwise crunches the actual numbers for your wallet.
Winner
42composite score
95% rule confidence
95% rule confidence
Winner
47composite score
95% rule confidence
95% rule confidence
Annual fee
₹1,000
Lifetime free
Network
Visa
Mastercard
Base reward rate
0.5%
1%
Min. income (monthly)
—
₹15,000
Min. credit score
—
650+
Best for
Everyday spends
Online shopping
Bonus reward categories differ, see the rule tables on each card's detail page for the fine print.
Tapwise verdict
Easy edges out for most wallets.
- Better base rate, 1% vs 0.5% on everything outside a bonus bucket.
- Lifetime free, you skip ₹1,000/yr on the other card.
Composite score
Premier42
Easy47
Scored on fee, base rate, qualification, and rule confidence. Tapwise's personal recommendation also weighs your actual spending.
Pick the right one for every purchase, automatically.
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