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Bank of Baroda · Bank of Baroda
Select vs Easy
Side-by-side. The card that earns more depends on where you spend, Tapwise crunches the actual numbers for your wallet.
Winner
46composite score
95% rule confidence
95% rule confidence
Winner
47composite score
95% rule confidence
95% rule confidence
Annual fee
₹750
Lifetime free
Network
Visa
Mastercard
Base reward rate
1%
1%
Min. income (monthly)
₹25,000
₹15,000
Min. credit score
700+
650+
Best for
Online shopping
Online shopping
Bonus reward categories differ, see the rule tables on each card's detail page for the fine print.
Tapwise verdict
Easy edges out for most wallets.
- Lifetime free, you skip ₹750/yr on the other card.
- Easier to qualify, ₹15,000/mo income gets you in versus ₹25,000/mo.
Composite score
Select46
Easy47
Scored on fee, base rate, qualification, and rule confidence. Tapwise's personal recommendation also weighs your actual spending.
Pick the right one for every purchase, automatically.
Tapwise watches caps, exclusions, and stacked offers in real time, and tells you which card to swipe before you tap.