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HDFC Bank · HDFC Bank
6E Rewards XL vs Millennia
Side-by-side. The card that earns more depends on where you spend, Tapwise crunches the actual numbers for your wallet.
Winner
45composite score
95% rule confidence
95% rule confidence
Winner
56composite score
95% rule confidence
95% rule confidence
Annual fee
₹999
₹1,000
Network
Mastercard
Visa
Base reward rate
1%
2.67%
Min. income (monthly)
₹35,000
₹35,000
Min. credit score
700+
700+
Best for
Travel
Online shopping
Bonus reward categories differ, see the rule tables on each card's detail page for the fine print.
Tapwise verdict
Millennia edges out for most wallets.
- Better base rate, 2.67% vs 1% on everything outside a bonus bucket.
Composite score
6E Rewards XL45
Millennia56
Scored on fee, base rate, qualification, and rule confidence. Tapwise's personal recommendation also weighs your actual spending.
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