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HDFC Bank · HDFC Bank
Infinia vs Swiggy
Side-by-side. The card that earns more depends on where you spend, Tapwise crunches the actual numbers for your wallet.
Winner
40composite score
95% rule confidence
95% rule confidence
Winner
45composite score
82% rule confidence
82% rule confidence
Annual fee
₹12,500
₹500
Network
Visa
Mastercard
Base reward rate
3.33%
1%
Min. income (monthly)
₹2,50,000
₹35,000
Min. credit score
750+
700+
Best for
Travel
Food delivery
Bonus reward categories differ, see the rule tables on each card's detail page for the fine print.
Tapwise verdict
Swiggy edges out for most wallets.
- Lighter annual fee, ₹500 vs ₹12,500.
- Easier to qualify, ₹35,000/mo income gets you in versus ₹2,50,000/mo.
Composite score
Infinia40
Swiggy45
Scored on fee, base rate, qualification, and rule confidence. Tapwise's personal recommendation also weighs your actual spending.
Pick the right one for every purchase, automatically.
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