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HDFC Bank · HDFC Bank

Marriott Bonvoy vs 6E Rewards XL

Side-by-side. The card that earns more depends on where you spend, Tapwise crunches the actual numbers for your wallet.

Winner
HDFC Bank
Marriott Bonvoy
•••• 4421
HDFC Bank

Marriott Bonvoy

Mastercard · ₹3,000/yr
44composite score
95% rule confidence
Winner
HDFC Bank
6E Rewards XL
•••• 4421
HDFC Bank

6E Rewards XL

Mastercard · ₹999/yr
45composite score
95% rule confidence
Annual fee
₹3,000
₹999
Network
Mastercard
Mastercard
Base reward rate
1.33%
1%
Min. income (monthly)
₹35,000
Min. credit score
700+
Best for
Everyday spends
Travel
Bonus reward categories differ, see the rule tables on each card's detail page for the fine print.
 Tapwise verdict

6E Rewards XL edges out for most wallets.

  • Lighter annual fee, ₹999 vs ₹3,000.
Composite score
Marriott Bonvoy44
6E Rewards XL45
Scored on fee, base rate, qualification, and rule confidence. Tapwise's personal recommendation also weighs your actual spending.

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