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HDFC Bank · HDFC Bank
Marriott Bonvoy vs Diners Black
Side-by-side. The card that earns more depends on where you spend, Tapwise crunches the actual numbers for your wallet.
Winner
44composite score
95% rule confidence
95% rule confidence
Winner
43composite score
82% rule confidence
82% rule confidence
Annual fee
₹3,000
₹10,000
Network
Mastercard
Diners Club
Base reward rate
1.33%
3.33%
Min. income (monthly)
—
₹1,75,000
Min. credit score
—
750+
Best for
Everyday spends
Travel
Bonus reward categories differ, see the rule tables on each card's detail page for the fine print.
Tapwise verdict
Marriott Bonvoy edges out for most wallets.
- Lighter annual fee, ₹3,000 vs ₹10,000.
Composite score
Marriott Bonvoy44
Diners Black43
Scored on fee, base rate, qualification, and rule confidence. Tapwise's personal recommendation also weighs your actual spending.
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