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HDFC Bank · HDFC Bank

Marriott Bonvoy vs Diners Club Privilege

Side-by-side. The card that earns more depends on where you spend, Tapwise crunches the actual numbers for your wallet.

Winner
HDFC Bank
Marriott Bonvoy
•••• 4421
HDFC Bank

Marriott Bonvoy

Mastercard · ₹3,000/yr
44composite score
95% rule confidence
Winner
HDFC Bank
Diners Club Privilege
•••• 4421
HDFC Bank

Diners Club Privilege

Diners Club · ₹2,500/yr
45composite score
95% rule confidence
Annual fee
₹3,000
₹2,500
Network
Mastercard
Diners Club
Base reward rate
1.33%
1.3%
Min. income (monthly)
₹75,000
Min. credit score
720+
Best for
Everyday spends
Travel
Bonus reward categories differ, see the rule tables on each card's detail page for the fine print.
 Tapwise verdict

Diners Club Privilege edges out for most wallets.

  • Lighter annual fee, ₹2,500 vs ₹3,000.
Composite score
Marriott Bonvoy44
Diners Club Privilege45
Scored on fee, base rate, qualification, and rule confidence. Tapwise's personal recommendation also weighs your actual spending.

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