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HDFC Bank · HDFC Bank
Marriott Bonvoy vs Regalia
Side-by-side. The card that earns more depends on where you spend, Tapwise crunches the actual numbers for your wallet.
Winner
44composite score
95% rule confidence
95% rule confidence
Winner
45composite score
95% rule confidence
95% rule confidence
Annual fee
₹3,000
₹2,500
Network
Mastercard
Visa
Base reward rate
1.33%
1.3%
Min. income (monthly)
—
₹1,00,000
Min. credit score
—
720+
Best for
Everyday spends
Travel
Bonus reward categories differ, see the rule tables on each card's detail page for the fine print.
Tapwise verdict
Regalia edges out for most wallets.
- Lighter annual fee, ₹2,500 vs ₹3,000.
Composite score
Marriott Bonvoy44
Regalia45
Scored on fee, base rate, qualification, and rule confidence. Tapwise's personal recommendation also weighs your actual spending.
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