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HDFC Bank · HDFC Bank

Millennia vs Pixel Play

Side-by-side. The card that earns more depends on where you spend, Tapwise crunches the actual numbers for your wallet.

Winner
HDFC Bank
Millennia
•••• 4421
HDFC Bank

Millennia

Visa · ₹1,000/yr
56composite score
95% rule confidence
Winner
HDFC Bank
Pixel Play
•••• 4421
HDFC Bank

Pixel Play

Mastercard · ₹500/yr
46composite score
95% rule confidence
Annual fee
₹1,000
₹500
Network
Visa
Mastercard
Base reward rate
2.67%
1%
Min. income (monthly)
₹35,000
₹25,000
Min. credit score
700+
700+
Best for
Online shopping
entertainment
Bonus reward categories differ, see the rule tables on each card's detail page for the fine print.
 Tapwise verdict

Millennia edges out for most wallets.

  • Better base rate, 2.67% vs 1% on everything outside a bonus bucket.
Composite score
Millennia56
Pixel Play46
Scored on fee, base rate, qualification, and rule confidence. Tapwise's personal recommendation also weighs your actual spending.

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