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HDFC Bank · HDFC Bank
Regalia vs Diners Black
Side-by-side. The card that earns more depends on where you spend, Tapwise crunches the actual numbers for your wallet.
Winner
45composite score
95% rule confidence
95% rule confidence
Winner
43composite score
82% rule confidence
82% rule confidence
Annual fee
₹2,500
₹10,000
Network
Visa
Diners Club
Base reward rate
1.3%
3.33%
Min. income (monthly)
₹1,00,000
₹1,75,000
Min. credit score
720+
750+
Best for
Travel
Travel
Bonus reward categories differ, see the rule tables on each card's detail page for the fine print.
Tapwise verdict
Regalia edges out for most wallets.
- Lighter annual fee, ₹2,500 vs ₹10,000.
- Easier to qualify, ₹1,00,000/mo income gets you in versus ₹1,75,000/mo.
Composite score
Regalia45
Diners Black43
Scored on fee, base rate, qualification, and rule confidence. Tapwise's personal recommendation also weighs your actual spending.
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