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HDFC Bank · HDFC Bank
Swiggy vs Tata Neu Plus
Side-by-side. The card that earns more depends on where you spend, Tapwise crunches the actual numbers for your wallet.
Winner
45composite score
82% rule confidence
82% rule confidence
Winner
46composite score
95% rule confidence
95% rule confidence
Annual fee
₹500
₹499
Network
Mastercard
RuPay
Base reward rate
1%
1%
Min. income (monthly)
₹35,000
₹25,000
Min. credit score
700+
700+
Best for
Food delivery
Online shopping
Bonus reward categories differ, see the rule tables on each card's detail page for the fine print.
Tapwise verdict
Tata Neu Plus edges out for most wallets.
- Lighter annual fee, ₹499 vs ₹500.
- Easier to qualify, ₹25,000/mo income gets you in versus ₹35,000/mo.
Composite score
Swiggy45
Tata Neu Plus46
Scored on fee, base rate, qualification, and rule confidence. Tapwise's personal recommendation also weighs your actual spending.
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