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ICICI Bank · ICICI Bank

Coral vs Rubyx

Side-by-side. The card that earns more depends on where you spend, Tapwise crunches the actual numbers for your wallet.

Winner
ICICI Bank
VISA
Coral
•••• 4421
ICICI Bank

Coral

Visa · ₹500/yr
52composite score
95% rule confidence
Winner
ICICI Bank
VISA
Rubyx
•••• 4421
ICICI Bank

Rubyx

Visa · ₹2,000/yr
50composite score
95% rule confidence
Annual fee
₹500
₹2,000
Network
Visa
Visa
Base reward rate
2%
2%
Min. income (monthly)
₹25,000
₹60,000
Min. credit score
700+
720+
Best for
Online shopping
Online shopping
Bonus reward categories differ, see the rule tables on each card's detail page for the fine print.
 Tapwise verdict

Coral edges out for most wallets.

  • Lighter annual fee, ₹500 vs ₹2,000.
  • Easier to qualify, ₹25,000/mo income gets you in versus ₹60,000/mo.
Composite score
Coral52
Rubyx50
Scored on fee, base rate, qualification, and rule confidence. Tapwise's personal recommendation also weighs your actual spending.

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