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ICICI Bank · ICICI Bank

Emeralde vs Amazon Pay

Side-by-side. The card that earns more depends on where you spend, Tapwise crunches the actual numbers for your wallet.

Winner
ICICI Bank
VISA
Emeralde
•••• 4421
ICICI Bank

Emeralde

Mastercard · ₹12,499/yr
57composite score
95% rule confidence
Winner
ICICI Bank
VISA
Amazon Pay
•••• 4421LIFETIME FREE
ICICI Bank

Amazon Pay

Visa · Lifetime free
47composite score
95% rule confidence
Annual fee
₹12,499
Lifetime free
Network
Mastercard
Visa
Base reward rate
6%
1%
Min. income (monthly)
₹3,50,000
₹0
Min. credit score
750+
0+
Best for
Travel
Online shopping
Bonus reward categories differ, see the rule tables on each card's detail page for the fine print.
 Tapwise verdict

Emeralde edges out for most wallets.

  • Better base rate, 6% vs 1% on everything outside a bonus bucket.
Composite score
Emeralde57
Amazon Pay47
Scored on fee, base rate, qualification, and rule confidence. Tapwise's personal recommendation also weighs your actual spending.

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