Compare cards
ICICI Bank · ICICI Bank

Emeralde vs MakeMyTrip Signature

Side-by-side. The card that earns more depends on where you spend, Tapwise crunches the actual numbers for your wallet.

Winner
ICICI Bank
VISA
Emeralde
•••• 4421
ICICI Bank

Emeralde

Mastercard · ₹12,499/yr
57composite score
95% rule confidence
Winner
ICICI Bank
VISA
MakeMyTrip Signature
•••• 4421
ICICI Bank

MakeMyTrip Signature

Visa · ₹0/yr
47composite score
95% rule confidence
Annual fee
₹12,499
₹0
Network
Mastercard
Visa
Base reward rate
6%
1%
Min. income (monthly)
₹3,50,000
₹35,000
Min. credit score
750+
700+
Best for
Travel
Travel
Bonus reward categories differ, see the rule tables on each card's detail page for the fine print.
 Tapwise verdict

Emeralde edges out for most wallets.

  • Better base rate, 6% vs 1% on everything outside a bonus bucket.
Composite score
Emeralde57
MakeMyTrip Signature47
Scored on fee, base rate, qualification, and rule confidence. Tapwise's personal recommendation also weighs your actual spending.

Pick the right one for every purchase, automatically.

Tapwise watches caps, exclusions, and stacked offers in real time, and tells you which card to swipe before you tap.

Try Tapwise free