Compare cardsTry Tapwise free
ICICI Bank · ICICI Bank
HPCL Super Saver vs Platinum Chip
Side-by-side. The card that earns more depends on where you spend, Tapwise crunches the actual numbers for your wallet.
Winner
46composite score
95% rule confidence
95% rule confidence
Winner
47composite score
95% rule confidence
95% rule confidence
Annual fee
₹500
₹199
Network
Visa
Visa
Base reward rate
1%
1%
Min. income (monthly)
₹25,000
₹20,000
Min. credit score
700+
680+
Best for
Fuel
Online shopping
Bonus reward categories differ, see the rule tables on each card's detail page for the fine print.
Tapwise verdict
Platinum Chip edges out for most wallets.
- Lighter annual fee, ₹199 vs ₹500.
- Easier to qualify, ₹20,000/mo income gets you in versus ₹25,000/mo.
Composite score
HPCL Super Saver46
Platinum Chip47
Scored on fee, base rate, qualification, and rule confidence. Tapwise's personal recommendation also weighs your actual spending.
Pick the right one for every purchase, automatically.
Tapwise watches caps, exclusions, and stacked offers in real time, and tells you which card to swipe before you tap.