Compare cards
ICICI Bank · ICICI Bank

MakeMyTrip Signature vs Platinum Chip

Side-by-side. The card that earns more depends on where you spend, Tapwise crunches the actual numbers for your wallet.

Winner
ICICI Bank
VISA
MakeMyTrip Signature
•••• 4421
ICICI Bank

MakeMyTrip Signature

Visa · ₹0/yr
47composite score
95% rule confidence
Winner
ICICI Bank
VISA
Platinum Chip
•••• 4421
ICICI Bank

Platinum Chip

Visa · ₹199/yr
47composite score
95% rule confidence
Annual fee
₹0
₹199
Network
Visa
Visa
Base reward rate
1%
1%
Min. income (monthly)
₹35,000
₹20,000
Min. credit score
700+
680+
Best for
Travel
Online shopping
Bonus reward categories differ, see the rule tables on each card's detail page for the fine print.
 Tapwise verdict

Too close to call on paper.

  • Both cards land in similar territory. Pick by the category you spend most on.
Composite score
MakeMyTrip Signature47
Platinum Chip47
Scored on fee, base rate, qualification, and rule confidence. Tapwise's personal recommendation also weighs your actual spending.

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