Compare cards
ICICI Bank · ICICI Bank

Sapphiro vs Amazon Pay

Side-by-side. The card that earns more depends on where you spend, Tapwise crunches the actual numbers for your wallet.

Winner
ICICI Bank
Sapphiro
•••• 4421
ICICI Bank

Sapphiro

Visa · ₹3,500/yr
47composite score
95% rule confidence
Winner
ICICI Bank
VISA
Amazon Pay
•••• 4421LIFETIME FREE
ICICI Bank

Amazon Pay

Visa · Lifetime free
47composite score
95% rule confidence
Annual fee
₹3,500
Lifetime free
Network
Visa
Visa
Base reward rate
2%
1%
Min. income (monthly)
₹75,000
₹0
Min. credit score
720+
0+
Best for
Travel
Online shopping
Bonus reward categories differ, see the rule tables on each card's detail page for the fine print.
 Tapwise verdict

Too close to call on paper.

  • Both cards land in similar territory. Pick by the category you spend most on.
Composite score
Sapphiro47
Amazon Pay47
Scored on fee, base rate, qualification, and rule confidence. Tapwise's personal recommendation also weighs your actual spending.

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