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Kotak Mahindra Bank · Kotak Mahindra Bank
PVR Gold vs Myntra
Side-by-side. The card that earns more depends on where you spend, Tapwise crunches the actual numbers for your wallet.
Winner
39composite score
82% rule confidence
82% rule confidence
Winner
50composite score
95% rule confidence
95% rule confidence
Annual fee
₹499
Lifetime free
Network
Visa
Mastercard
Base reward rate
0%
1.5%
Min. income (monthly)
—
₹20,000
Min. credit score
—
700+
Best for
Everyday spends
Online shopping
Bonus reward categories differ, see the rule tables on each card's detail page for the fine print.
Tapwise verdict
Myntra edges out for most wallets.
- Better base rate, 1.5% vs 0% on everything outside a bonus bucket.
- Lifetime free, you skip ₹499/yr on the other card.
Composite score
PVR Gold39
Myntra50
Scored on fee, base rate, qualification, and rule confidence. Tapwise's personal recommendation also weighs your actual spending.
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