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SBI Card · SBI Card
Air India Signature vs Prime
Side-by-side. The card that earns more depends on where you spend, Tapwise crunches the actual numbers for your wallet.
Winner
56composite score
82% rule confidence
82% rule confidence
Winner
98composite score
95% rule confidence
95% rule confidence
Annual fee
₹4,999
₹2,999
Network
Visa
Visa
Base reward rate
4%
10%
Min. income (monthly)
—
₹75,000
Min. credit score
—
720+
Best for
Everyday spends
Grocery
Bonus reward categories differ, see the rule tables on each card's detail page for the fine print.
Tapwise verdict
Prime edges out for most wallets.
- Better base rate, 10% vs 4% on everything outside a bonus bucket.
- Lighter annual fee, ₹2,999 vs ₹4,999.
Composite score
Air India Signature56
Prime98
Scored on fee, base rate, qualification, and rule confidence. Tapwise's personal recommendation also weighs your actual spending.
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