Compare cardsTry Tapwise free
SBI Card · SBI Card
Prime vs Cashback
Side-by-side. The card that earns more depends on where you spend, Tapwise crunches the actual numbers for your wallet.
Winner
98composite score
95% rule confidence
95% rule confidence
Winner
70composite score
95% rule confidence
95% rule confidence
Annual fee
₹2,999
₹999
Network
Visa
Visa
Base reward rate
10%
5%
Min. income (monthly)
₹75,000
₹30,000
Min. credit score
720+
700+
Best for
Grocery
Online shopping
Bonus reward categories differ, see the rule tables on each card's detail page for the fine print.
Tapwise verdict
Prime edges out for most wallets.
- Better base rate, 10% vs 5% on everything outside a bonus bucket.
Composite score
Prime98
Cashback70
Scored on fee, base rate, qualification, and rule confidence. Tapwise's personal recommendation also weighs your actual spending.
Pick the right one for every purchase, automatically.
Tapwise watches caps, exclusions, and stacked offers in real time, and tells you which card to swipe before you tap.