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SBI Card · SBI Card
SimplyCLICK vs Air India Signature
Side-by-side. The card that earns more depends on where you spend, Tapwise crunches the actual numbers for your wallet.
Winner
46composite score
95% rule confidence
95% rule confidence
Winner
56composite score
82% rule confidence
82% rule confidence
Annual fee
₹499
₹4,999
Network
Visa
Visa
Base reward rate
1%
4%
Min. income (monthly)
₹25,000
—
Min. credit score
700+
—
Best for
Online shopping
Everyday spends
Bonus reward categories differ, see the rule tables on each card's detail page for the fine print.
Tapwise verdict
Air India Signature edges out for most wallets.
- Better base rate, 4% vs 1% on everything outside a bonus bucket.
Composite score
SimplyCLICK46
Air India Signature56
Scored on fee, base rate, qualification, and rule confidence. Tapwise's personal recommendation also weighs your actual spending.
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