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SBI Card · SBI Card
SimplySAVE vs BPCL Octane
Side-by-side. The card that earns more depends on where you spend, Tapwise crunches the actual numbers for your wallet.
Winner
46composite score
95% rule confidence
95% rule confidence
Winner
44composite score
95% rule confidence
95% rule confidence
Annual fee
₹499
₹1,499
Network
Visa
Visa
Base reward rate
1%
1%
Min. income (monthly)
₹20,000
₹30,000
Min. credit score
700+
700+
Best for
Dining
Fuel
Bonus reward categories differ, see the rule tables on each card's detail page for the fine print.
Tapwise verdict
SimplySAVE edges out for most wallets.
- Lighter annual fee, ₹499 vs ₹1,499.
- Easier to qualify, ₹20,000/mo income gets you in versus ₹30,000/mo.
Composite score
SimplySAVE46
BPCL Octane44
Scored on fee, base rate, qualification, and rule confidence. Tapwise's personal recommendation also weighs your actual spending.
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