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Standard Chartered · Standard Chartered
Rewards vs Platinum Rewards
Side-by-side. The card that earns more depends on where you spend, Tapwise crunches the actual numbers for your wallet.
Winner
45composite score
95% rule confidence
95% rule confidence
Winner
47composite score
95% rule confidence
95% rule confidence
Annual fee
₹1,000
₹250
Network
Visa
Mastercard
Base reward rate
1%
1%
Min. income (monthly)
₹40,000
₹20,000
Min. credit score
720+
700+
Best for
Online shopping
Dining
Bonus reward categories differ, see the rule tables on each card's detail page for the fine print.
Tapwise verdict
Platinum Rewards edges out for most wallets.
- Lighter annual fee, ₹250 vs ₹1,000.
- Easier to qualify, ₹20,000/mo income gets you in versus ₹40,000/mo.
Composite score
Rewards45
Platinum Rewards47
Scored on fee, base rate, qualification, and rule confidence. Tapwise's personal recommendation also weighs your actual spending.
Pick the right one for every purchase, automatically.
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