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YES Bank · Airtel
First Preferred vs Axis Bank Credit Card
Side-by-side. The card that earns more depends on where you spend, Tapwise crunches the actual numbers for your wallet.
Winner
64composite score
95% rule confidence
95% rule confidence
Winner
47composite score
95% rule confidence
95% rule confidence
Annual fee
₹999
Lifetime free
Network
Mastercard
Visa
Base reward rate
4%
1%
Min. income (monthly)
₹50,000
₹15,000
Min. credit score
720+
680+
Best for
Travel
utility
Bonus reward categories differ, see the rule tables on each card's detail page for the fine print.
Tapwise verdict
First Preferred edges out for most wallets.
- Better base rate, 4% vs 1% on everything outside a bonus bucket.
Composite score
First Preferred64
Axis Bank Credit Card47
Scored on fee, base rate, qualification, and rule confidence. Tapwise's personal recommendation also weighs your actual spending.
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