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YES Bank · YES Bank
First Preferred vs Marquee
Side-by-side. The card that earns more depends on where you spend, Tapwise crunches the actual numbers for your wallet.
Winner
64composite score
95% rule confidence
95% rule confidence
Winner
70composite score
95% rule confidence
95% rule confidence
Annual fee
₹999
₹4,999
Network
Mastercard
Mastercard
Base reward rate
4%
6%
Min. income (monthly)
₹50,000
₹2,50,000
Min. credit score
720+
750+
Best for
Travel
Travel
Bonus reward categories differ, see the rule tables on each card's detail page for the fine print.
Tapwise verdict
Marquee edges out for most wallets.
- Better base rate, 6% vs 4% on everything outside a bonus bucket.
Composite score
First Preferred64
Marquee70
Scored on fee, base rate, qualification, and rule confidence. Tapwise's personal recommendation also weighs your actual spending.
Pick the right one for every purchase, automatically.
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