Card catalog
HDFC Bank
VISA
MoneyBack+
•••• 4421
HDFC Bank

MoneyBack+

Verified against MITCVisa
₹500
annual fee
1%
base reward rate
700+
min. credit score

Rewards

8 rules
amazon, flipkart, swiggy, bigbasket
cashback · excl. govt payments
10%
cap: ₹500/mo
~95%
amazon, flipkart, swiggy, reliance smart superstore, bigbasket
reward points
5%
cap: none
~95%
Online shopping
cashback · excl. govt payments
2%
cap: ₹500/mo
~95%
Online shopping
reward points
0.8%
cap: none
~95%
Fuel
cashback
1%
cap: ₹250/mo
~95%
Everything else
reward points · base rate · excl. cash advance, education, emi, fuel, govt payments, insurance, jewelry, rent, utility, wallet load
1%
cap: none
~95%
Everything else
cashback · base rate · excl. cash advance, education, emi, fuel, govt payments, insurance, jewelry, rent, utility, wallet load
0.5%
cap: none
~95%
offline shopping
reward points · base rate
0.4%
cap: none
~95%

Who it's for

Minimum income
₹25,000/month
Minimum credit score
700+
Best for
Online shopping

Reward rules are curated from issuer MITC documents and cross-checked by our team. Always confirm the latest rules in your bank app before relying on a recommendation.

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