All merchants
Cards ranked for Amazon
By effective returncashback · merchant-specific rule · excl. govt payments
10%
cap: ₹500/mo
Verifiedmiles · base rate fallback · excl. rent, fuel, utility, insurance, wallet load, education, govt payments
7%
cap: none
Verifiedcashback · merchant-specific rule · excl. travel
5%
cap: ₹1,500/mo
ApproximateHow rewards work at Amazon
Amazon is a e-commerce platform in India. Card networks route most Amazon purchases as MCC 5942, which is how reward rules decide whether a transaction qualifies. No card has a Amazon-specific reward right now, so the best return comes from cards that pay well on e-commerce as a category, led by the Kotak Mahindra Bank Myntra at 10%.
What you would earn
Example calculationA ₹1,200 order at Amazon
₹120 reward
Kotak Mahindra Bank Myntra, 10% effective cashback. Once you cross ₹500 of reward this month, the rule stops paying.
Frequently asked
3 questionsWhich credit card earns the most rewards at Amazon?
The Kotak Mahindra Bank Myntra earns 10% effective return on Amazon, the highest of the 8 cards Tapwise tracks at this merchant. Reward is capped at ₹500 per month.
What MCC code does Amazon use?
Amazon is routed by card networks as MCC 5942. Reward rules use the MCC to decide whether a transaction qualifies for a category-level reward.
How often does Tapwise update Amazon reward data?
Reward rules are re-checked weekly against issuer documents. The "verified" badge on a card means the rule was hand-reviewed; "approximate" means our team is still finalising it and we use conservative defaults so users see at least as much reward as we promise.