Card catalog
HDFC Bank
VISA
Regalia Gold
•••• 4421
HDFC Bank

Regalia Gold

Approximate, being verifiedVisa
₹2,500
annual fee
2.67%
base reward rate
720+
min. credit score

Rewards

9 rules
PharmEasy, Myntra, apple, jockey
reward points · not on UPI
20%
cap: none
~82%
cashback · not on UPI
10%
cap: none
~82%
marks and spencer, Myntra, Nykaa, reliance digital
reward points · not on UPI
13.33%
cap: ₹5,000/mo
~82%
Myntra, Nykaa, reliance digital
reward points · not on UPI
10%
cap: none
~82%
reward points · not on UPI
2.67%
cap: ₹2,000/mo
~82%
accelerated
reward points · not on UPI
10%
cap: none
~82%
milestone
cashback · not on UPI
1%
cap: none
~82%
reward points · not on UPI
13.33%
cap: ₹2,000/mo
~82%
Everything else
reward points · base rate · not on UPI · excl. rent, fuel, wallet load, tax, emi, govt
2.67%
cap: none
~82%

Best uses

4 merchants, 4 categories

Where this card has a reward rule beyond the base rate. Tap a pill to see how it ranks against every other card we track at that merchant or category.

Who it's for

Minimum income
₹1,00,000/month
Minimum credit score
720+
Best for
Travel

Reward rules shown are approximate while our team finishes verifying them against issuer MITC documents. We use conservative values, you should still see more rewards than we promise. Always confirm the latest rules in your bank app before relying on a recommendation.

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