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Best credit cards for Myntra in India (June 2026)

MCC 5651Up to 10% effective8 cards ranked

The Kotak Mahindra Bank Myntra earns 10% effective return on Myntra, capped at ₹500 per month. 7 other cards rank below.

Cards ranked for Myntra

By effective return
cashback · merchant-specific rule
10%
cap: ₹500/mo
Verified
cashback · category rule · excl. govt payments
10%
cap: ₹500/mo
Verified
cashback · merchant-specific rule
7.5%
cap: none
Verified
miles · base rate fallback · excl. rent, fuel, utility, insurance, wallet load, education, govt payments
7%
cap: none
Verified
reward points · base rate fallback
6%
cap: none
Verified
cashback · category rule
5%
cap: ₹300/mo
Verified
cashback · merchant-specific rule · excl. travel
5%
cap: ₹1,500/mo
Approximate
cashback · base rate fallback
5%
cap: ₹2,000/mo
Verified

How rewards work at Myntra

Myntra is a e-commerce platform in India. Card networks route most Myntra purchases as MCC 5651, which is how reward rules decide whether a transaction qualifies. The Kotak Mahindra Bank Myntra earns 10% on Myntra specifically, the highest rate any Indian credit card offers at this merchant today.

What you would earn

Example calculation
A ₹1,200 order at Myntra
₹120 reward
Kotak Mahindra Bank Myntra, 10% effective cashback. Once you cross ₹500 of reward this month, the rule stops paying.

Frequently asked

3 questions
Which credit card earns the most rewards at Myntra?
The Kotak Mahindra Bank Myntra earns 10% effective return on Myntra, the highest of the 8 cards Tapwise tracks at this merchant. Reward is capped at ₹500 per month.
What MCC code does Myntra use?
Myntra is routed by card networks as MCC 5651. Reward rules use the MCC to decide whether a transaction qualifies for a category-level reward.
How often does Tapwise update Myntra reward data?
Reward rules are re-checked weekly against issuer documents. The "verified" badge on a card means the rule was hand-reviewed; "approximate" means our team is still finalising it and we use conservative defaults so users see at least as much reward as we promise.

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