Card catalog
Kotak Mahindra Bank
Myntra
•••• 4421LIFETIME FREE
Kotak Mahindra Bank

Myntra

Verified against MITCMastercardLifetime free
Free
no annual fee, ever
1.5%
base reward rate
700+
min. credit score

Rewards

3 rules
cashback · not on UPI
10%
cap: ₹500/mo
~95%
cashback · not on UPI
5%
cap: ₹300/mo
~95%
Everything else
cashback · base rate · not on UPI · excl. fuel, rent
1.5%
cap: none
~95%

Best uses

2 merchants, 1 category

Where this card has a reward rule beyond the base rate. Tap a pill to see how it ranks against every other card we track at that merchant or category.

Who it's for

Minimum income
₹20,000/month
Minimum credit score
700+
Best for
Online shopping

Reward rules are curated from issuer MITC documents and cross-checked by our team. Always confirm the latest rules in your bank app before relying on a recommendation.

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