Card catalog
Kotak Mahindra Bank
VISA
Royale Signature
•••• 4421
Kotak Mahindra Bank

Royale Signature

Approximate, being verifiedVisa
₹999
annual fee
1%
base reward rate
720+
min. credit score

Rewards

7 rules
reward points · not on UPI
2.67%
cap: none
~82%
reward points · not on UPI
1.33%
cap: ₹667/mo
~82%
government
reward points · not on UPI
1.33%
cap: ₹533/mo
~82%
accelerated
reward points · not on UPI
2.67%
cap: none
~82%
milestone
reward points · not on UPI
0.64%
cap: none
~82%
Everything else
reward points · base rate · not on UPI · excl. fuel, rent, utility
1%
cap: none
~82%
Everything else
reward points · base rate · not on UPI
1.33%
cap: none
~82%

Best uses

0 merchants, 2 categories

Where this card has a reward rule beyond the base rate. Tap a pill to see how it ranks against every other card we track at that merchant or category.

Who it's for

Minimum income
₹50,000/month
Minimum credit score
720+
Best for
Travel

Reward rules shown are approximate while our team finishes verifying them against issuer MITC documents. We use conservative values, you should still see more rewards than we promise. Always confirm the latest rules in your bank app before relying on a recommendation.

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