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Standard Chartered
Smart
•••• 4421
Standard Chartered

Smart

Verified against MITCMastercard
₹499
annual fee
2%
base reward rate
700+
min. credit score

Rewards

1 rules
Everything else
cashback · base rate
2%
cap: ₹250/mo
~95%

Who it's for

Minimum income
₹25,000/month
Minimum credit score
700+
Best for
Online shopping

Reward rules are curated from issuer MITC documents and cross-checked by our team. Always confirm the latest rules in your bank app before relying on a recommendation.

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