Card catalog
Standard Chartered
VISA
Ultimate
•••• 4421
Standard Chartered

Ultimate

Approximate, being verifiedVisa
₹5,000
annual fee
3.3%
base reward rate
720+
min. credit score

Rewards

7 rules
reward points · not on UPI
2%
cap: none
~82%
cashback · not on UPI
5%
cap: none
~82%
accelerated
reward points · not on UPI
2%
cap: none
~82%
cashback · not on UPI
5%
cap: none
~82%
cashback · not on UPI
1%
cap: ₹1,000/mo
~82%
international
cashback · not on UPI
5%
cap: none
~82%
Everything else
cashback · base rate · not on UPI · excl. fuel, rent, utility, insurance, wallet load, govt payments
3.3%
cap: none
~82%

Best uses

0 merchants, 4 categories

Where this card has a reward rule beyond the base rate. Tap a pill to see how it ranks against every other card we track at that merchant or category.

Who it's for

Minimum income
₹1,00,000/month
Minimum credit score
720+
Best for
Dining

Reward rules shown are approximate while our team finishes verifying them against issuer MITC documents. We use conservative values, you should still see more rewards than we promise. Always confirm the latest rules in your bank app before relying on a recommendation.

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