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YES Bank
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•••• 4421
YES Bank

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Verified against MITCMastercard
₹4,999
annual fee
6%
base reward rate
750+
min. credit score

Rewards

5 rules
Online shopping
reward points · excl. education, fuel, govt payments, insurance, rent, utility, wallet load
18%
cap: ₹25,000/mo
~95%
accelerated
reward points · excl. rent, fuel, utility, insurance, wallet load, education, govt payments
5%
cap: none
~95%
Utilities
reward points
5%
cap: none
~95%
Everything else
reward points · base rate · excl. education, fuel, govt payments, insurance, rent, utility, wallet load
6%
cap: none
~95%
offline shopping
reward points · base rate
9%
cap: none
~95%

Who it's for

Minimum income
₹2,50,000/month
Minimum credit score
750+
Best for
Travel

Reward rules are curated from issuer MITC documents and cross-checked by our team. Always confirm the latest rules in your bank app before relying on a recommendation.

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