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Best credit cards for IndiGo in India (June 2026)

MCC 4511Up to 48% effective8 cards ranked

The Axis Bank Magnus Burgundy earns 48% effective return on IndiGo, capped at ₹2,00,000 per month. 7 other cards rank below.

Cards ranked for IndiGo

By effective return
miles · category rule
48%
cap: ₹2,00,000/mo
Approximate
reward points · category rule
16.7%
cap: ₹15,000/mo
Verified
cashback · category rule
15%
cap: none
Approximate
cashback · category rule · excl. cash advance, education, emi, fuel, govt payments, insurance, jewelry, rent, utility, wallet load
10%
cap: ₹500/mo
Verified
miles · category rule
10%
cap: none
Verified
cashback · category rule
7%
cap: ₹2,000/mo
Verified
miles · base rate fallback · excl. rent, fuel, utility, insurance, wallet load, education, govt payments
7%
cap: none
Verified
reward points · category rule
6.7%
cap: ₹2,000/mo
Verified

How rewards work at IndiGo

IndiGo is a travel platform in India. Card networks route most IndiGo purchases as MCC 4511, which is how reward rules decide whether a transaction qualifies. No card has a IndiGo-specific reward right now, so the best return comes from cards that pay well on travel as a category, led by the Axis Bank Magnus Burgundy at 48%.

What you would earn

Example calculation
A ₹1,200 order at IndiGo
₹576 reward
Axis Bank Magnus Burgundy, 48% effective miles. Once you cross ₹2,00,000 of reward this month, the rule stops paying.

Frequently asked

3 questions
Which credit card earns the most rewards at IndiGo?
The Axis Bank Magnus Burgundy earns 48% effective return on IndiGo, the highest of the 8 cards Tapwise tracks at this merchant. Reward is capped at ₹2,00,000 per month.
What MCC code does IndiGo use?
IndiGo is routed by card networks as MCC 4511. Reward rules use the MCC to decide whether a transaction qualifies for a category-level reward.
How often does Tapwise update IndiGo reward data?
Reward rules are re-checked weekly against issuer documents. The "verified" badge on a card means the rule was hand-reviewed; "approximate" means our team is still finalising it and we use conservative defaults so users see at least as much reward as we promise.

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