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Cards ranked for McDonald's
By effective returncashback · category rule · excl. emi, fuel, government, jewelry, rent, wallet load
10%
cap: ₹1,500/mo
Approximatemiles · base rate fallback · excl. rent, fuel, utility, insurance, wallet load, education, govt payments
7%
cap: none
Verifiedmiles · base rate fallback · excl. rent, fuel, utility, insurance
4%
cap: none
VerifiedHow rewards work at McDonald's
McDonald's is a dining platform in India. Card networks route most McDonald's purchases as MCC 5814, which is how reward rules decide whether a transaction qualifies. No card has a McDonald's-specific reward right now, so the best return comes from cards that pay well on dining as a category, led by the Kotak Mahindra Bank PVR Gold at 20%.
What you would earn
Example calculationA ₹1,200 order at McDonald's
₹240 reward
Kotak Mahindra Bank PVR Gold, 20% effective cashback.
Frequently asked
3 questionsWhich credit card earns the most rewards at McDonald's?
The Kotak Mahindra Bank PVR Gold earns 20% effective return on McDonald's, the highest of the 8 cards Tapwise tracks at this merchant.
What MCC code does McDonald's use?
McDonald's is routed by card networks as MCC 5814. Reward rules use the MCC to decide whether a transaction qualifies for a category-level reward.
How often does Tapwise update McDonald's reward data?
Reward rules are re-checked weekly against issuer documents. The "verified" badge on a card means the rule was hand-reviewed; "approximate" means our team is still finalising it and we use conservative defaults so users see at least as much reward as we promise.