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Best credit cards for Airtel in India (June 2026)

MCC 4814Up to 25% effective8 cards ranked

The Airtel Axis Bank Credit Card earns 25% effective return on Airtel. 7 other cards rank below.

Cards ranked for Airtel

By effective return
cashback · merchant-specific rule
25%
cap: none
Verified
cashback · category rule
5%
cap: none
Verified
cashback · base rate fallback
5%
cap: ₹2,000/mo
Verified
cashback · category rule
5%
cap: ₹500/mo
Verified
reward points · category rule
5%
cap: none
Verified
cashback · base rate fallback
3.8%
cap: ₹5,000/mo
Approximate
reward points · base rate fallback
3.3%
cap: none
Approximate
reward points · base rate fallback · excl. rent, fuel, wallet load, tax, emi, education, govt
3.3%
cap: none
Verified

How rewards work at Airtel

Airtel is a utilities platform in India. Card networks route most Airtel purchases as MCC 4814, which is how reward rules decide whether a transaction qualifies. The Airtel Axis Bank Credit Card earns 25% on Airtel specifically, the highest rate any Indian credit card offers at this merchant today.

What you would earn

Example calculation
A ₹1,200 order at Airtel
₹300 reward
Airtel Axis Bank Credit Card, 25% effective cashback.

Frequently asked

3 questions
Which credit card earns the most rewards at Airtel?
The Airtel Axis Bank Credit Card earns 25% effective return on Airtel, the highest of the 8 cards Tapwise tracks at this merchant.
What MCC code does Airtel use?
Airtel is routed by card networks as MCC 4814. Reward rules use the MCC to decide whether a transaction qualifies for a category-level reward.
How often does Tapwise update Airtel reward data?
Reward rules are re-checked weekly against issuer documents. The "verified" badge on a card means the rule was hand-reviewed; "approximate" means our team is still finalising it and we use conservative defaults so users see at least as much reward as we promise.

Other utilities merchants

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