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Utilities

Best credit cards for Vi (Vodafone Idea) in India (June 2026)

MCC 4814Up to 25% effective8 cards ranked

The Airtel Axis Bank Credit Card earns 25% effective return on Vi (Vodafone Idea). 7 other cards rank below.

Cards ranked for Vi (Vodafone Idea)

By effective return
cashback · category rule
25%
cap: none
Verified
cashback · category rule
5%
cap: none
Verified
cashback · base rate fallback
5%
cap: ₹2,000/mo
Verified
cashback · category rule
5%
cap: ₹500/mo
Verified
reward points · category rule
5%
cap: none
Verified
cashback · base rate fallback
3.8%
cap: ₹5,000/mo
Approximate
reward points · base rate fallback
3.3%
cap: none
Approximate
reward points · base rate fallback · excl. rent, fuel, wallet load, tax, emi, education, govt
3.3%
cap: none
Verified

How rewards work at Vi (Vodafone Idea)

Vi (Vodafone Idea) is a utilities platform in India. Card networks route most Vi (Vodafone Idea) purchases as MCC 4814, which is how reward rules decide whether a transaction qualifies. No card has a Vi (Vodafone Idea)-specific reward right now, so the best return comes from cards that pay well on utilities as a category, led by the Airtel Axis Bank Credit Card at 25%.

What you would earn

Example calculation
A ₹1,200 order at Vi (Vodafone Idea)
₹300 reward
Airtel Axis Bank Credit Card, 25% effective cashback.

Frequently asked

3 questions
Which credit card earns the most rewards at Vi (Vodafone Idea)?
The Airtel Axis Bank Credit Card earns 25% effective return on Vi (Vodafone Idea), the highest of the 8 cards Tapwise tracks at this merchant.
What MCC code does Vi (Vodafone Idea) use?
Vi (Vodafone Idea) is routed by card networks as MCC 4814. Reward rules use the MCC to decide whether a transaction qualifies for a category-level reward.
How often does Tapwise update Vi (Vodafone Idea) reward data?
Reward rules are re-checked weekly against issuer documents. The "verified" badge on a card means the rule was hand-reviewed; "approximate" means our team is still finalising it and we use conservative defaults so users see at least as much reward as we promise.

Other utilities merchants

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